List of Lessons | Subjects

Understanding Personal Finances

by Ron Kurtus (updated 16 March 2023)

Personal finances concern how you handle your money. It is a very important skill in life. Some people spend more money than they make, such that they get into a state of debt that is difficult to escape. Others invest their money, but not wisely. Champions use their money wisely, not overextending themselves while saving or investing for the future.

The way you handle your finances is critical in what sort of life you will lead now and in the future. If you are interested in improving your financial position, these lessons are for you.

The purpose of these free online lessons is to give you a start at improving your skills at handling your money, such that you will be able to live a financially comfortable life.

Personal Finances Contents


Basics of Handling Your Money

Bringing in money

Earning Money

Getting a Job

Income Related to Education

Paying Taxes

Saving Money

Saving Your Money


Investing Your Money

Investing in Stocks

Investing in Mutual Funds

Spending money

Paying in Cash

Buying with a Credit Card

Borrowing Money

Keeping Track of Your Money

Online transactions


Using PayPal for Online Transactions

Types of PayPal Accounts

Send or Receive Money with PayPal

Buying through Amazon

Contingency plans

Saving for Retirement



Financial Resources

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